Power of Attorney (GPA) wali Property Kharidna Safe Hai? Risks aur Savdhaniyan

By SachaGhar Team · 3 November 2026

Property market mein aksar sunne ko milta hai: "Owner bahar rehte hain, deal unke Power of Attorney holder karenge" ya "Yeh plot GPA par hai, registry ki zaroorat nahi, sasta mil jayega." Kai baar yeh deal bilkul genuine hoti hai, lekin kai baar isi raaste se fraud aur title ke jhagde bhi shuru hote hain.

Is guide mein hum simple bhasha mein samjhayenge ki Power of Attorney (PoA) kya hota hai, GPA aur SPA mein kya fark hai, GPA sale ke risks kya hain, aur aisi property kharidne se pehle aapko kya-kya check karna chahiye.

Note: Yeh article general jaankari ke liye hai, legal advice nahi. Rules aur stamp duty state ke hisaab se alag hote hain, isliye final decision se pehle apne state ke official registration department ki website dekhein aur kisi experienced property lawyer se salah lein.

Power of Attorney kya hota hai?

Power of Attorney ek legal document hai jisme ek vyakti (jise principal kehte hain) kisi doosre vyakti (jise attorney ya agent kehte hain) ko apni taraf se kuch kaam karne ka adhikaar deta hai. Jaise owner kisi doosre shehar ya videsh mein rehta hai, toh woh kisi bharosemand vyakti ko property bechne, registry karwane ya rent collect karne ka adhikaar de sakta hai.

Yeh do tarah ka hota hai:

• General Power of Attorney (GPA): Isme attorney ko kai tarah ke kaam karne ka adhikaar milta hai, jaise property manage karna, bechna, documents sign karna.
• Special Power of Attorney (SPA): Isme sirf ek khaas kaam ka adhikaar hota hai, jaise "sirf is ek plot ki sale deed register karwana."

Dhyan rahe, PoA khud mein ownership transfer nahi karta. Attorney sirf owner ki taraf se kaam karta hai; property ka maalik owner hi rehta hai.

"GPA Sale" kya hai aur yeh risky kyun hai?

Kai jagah registry ka kharcha bachane ke liye ek shortcut chalta hai: buyer ko sale deed register karne ki jagah sirf GPA, agreement to sell, will aur affidavit de diye jaate hain. Isse log "GPA sale" kehte hain.

Supreme Court ne Suraj Lamp & Industries vs State of Haryana (2011) case mein saaf kaha tha ki aise GPA, agreement to sell aur will ke combination se property ka title (maaliki haq) transfer nahi hota. Immovable property ka title aam taur par registered sale deed se hi transfer hota hai. Iska matlab:

• GPA par property lene wala buyer kaagzon mein owner nahi banta.
• Aage chal kar ise bechna, home loan lena ya mutation (namantaran) karwana mushkil ho sakta hai.
• Agar original owner ki death ho jaye, toh PoA aam taur par khatam ho jaata hai, aur unke legal heirs property par claim kar sakte hain.
• Owner PoA cancel (revoke) bhi kar sakta hai, kai cases mein buyer ko pata bhi nahi chalta.

Isliye "sasti GPA property" ke chakkar mein bina registry ke paisa dena bada risk ho sakta hai.

Kab PoA ke through kharidna theek hai?

PoA ka sahi use bhi hota hai. Agar owner NRI hai ya bimaar hai aur unhone kisi ko sale deed execute aur register karne ka adhikaar diya hai, toh attorney owner ki taraf se aapke naam registered sale deed karwa sakta hai. Is case mein title aapko registered sale deed se hi milta hai, PoA bas ek zariya hai. Yeh ek normal aur legal tarika hai, bas checks poore hone chahiye.

GPA/PoA wali property kharidne se pehle yeh zaroor check karein

1. PoA registered hai ya nahi

Property bechne ke adhikaar wala PoA aam taur par sub-registrar office mein registered hona chahiye. Agar PoA videsh mein bana hai, toh uske attestation aur Indian registration office mein adjudication/stamping ke rules alag hote hain. Apne state ke rules official source se confirm karein.

2. PoA mein "sale" ka adhikaar saaf likha ho

PoA dhyan se padhein. Usme saaf likha hona chahiye ki attorney is specific property ko bechne aur sale deed sign/register karne ke liye authorised hai. Sirf "manage karne" ya "rent par dene" wala PoA bechne ke liye kaafi nahi.

3. Owner zinda hai aur PoA cancel nahi hua

Yeh sabse important check hai. Owner se seedhe phone ya video call par baat karein, aur ho sake toh ek fresh confirmation letter lein. Sub-registrar office se bhi pata karein ki PoA ka koi cancellation (revocation) register toh nahi hua.

4. Original title chain dekhein

PoA ke saath-saath owner ke paas property kaise aayi, woh poori chain check karein: purani sale deeds, allotment letter, patta, JDA/authority approval, mutation record. Detail checklist ke liye padhein: Plot kharidne se pehle documents checklist.

5. Property par loan ya case toh nahi

Encumbrance Certificate aur court cases check karein. Iske liye humari guide dekhein: Property par loan ya case kaise check karein.

6. Payment owner ke account mein

Jahan tak ho sake, payment seedhe owner ke bank account mein karein, attorney ke personal account mein nahi. Har payment ka record rakhein. Cash deal se bachein.

7. Registered sale deed hi final step ho

Chahe deal PoA ke through ho, final step hamesha registered sale deed hona chahiye, aapke naam par. Uske baad mutation karwayein. Registry ka process samajhne ke liye padhein: Property registry kaise hoti hai.

Red flags: in situations mein extra savdhaan rahein

• Seller kahe "registry ki zaroorat nahi, GPA hi kaafi hai."
• Price market se bahut kam ho aur jaldi token maanga ja raha ho. Bayana/token dene se pehle poori jaanch karein.
• Owner se baat karwane mein taal-matol ho.
• PoA bahut purana ho ya photocopy hi dikhayi jaaye.
• Ek hi property par kai logon ke PoA ki baat ho.

SachaGhar par safe property kaise dhoondhein

SachaGhar par aap Jaipur ke alag-alag areas mein plots, ghar, flats aur shops seedhe dekh sakte hain, jaise Jagatpura, Mansarovar, Vatika, Sanganer aur Ajmer Road. Poori list ke liye Jaipur property page dekhein. Listing pasand aaye toh upar diye gaye saare checks zaroor karein.

Agar aap broker ya property dealer hain aur verified listings ke saath kaam karna chahte hain, toh SachaGhar Partner program join karein.

FAQ

Q1. Kya GPA se property ka maalik ban sakte hain? Aam taur par nahi. Supreme Court ke 2011 ke Suraj Lamp case ke mutabik GPA/agreement/will se title transfer nahi hota. Title ke liye registered sale deed zaroori hai.

Q2. NRI owner se property kaise kharidein? NRI owner kisi bharosemand vyakti ko registered PoA de sakta hai, jo aapke naam registered sale deed execute kare. PoA ki validity aur owner ki confirmation zaroor check karein.

Q3. Owner ki death ke baad PoA valid rehta hai? Aam taur par principal ki death par PoA khatam ho jaata hai. Aise mein legal heirs se deal karni padti hai. Specific case mein lawyer se salah lein.

Q4. GPA par li hui property par home loan milega? Zyadatar banks clear title aur registered sale deed maangte hain. GPA wali property par loan milna mushkil ho sakta hai. Apne bank se pehle confirm karein. Zyada jaankari: Home loan se ghar kaise kharidein.

Q5. Stamp duty bachane ke liye GPA sale theek hai? Nahi. Isse aapka title kamzor reh jaata hai aur aage bade nuksaan ho sakte hain. Stamp duty rates state ke hisaab se alag hote hain, apne state ki official website par check karein.

Conclusion

Power of Attorney apne aap mein galat nahi hai; yeh tab kaam aata hai jab owner khud maujood na ho. Lekin "GPA sale" ko registry ka substitute samajhna risky hai. Hamesha PoA ki validity check karein, owner se confirm karein, payment owner ke account mein karein aur deal ko registered sale deed par hi khatam karein. Safe kharidari ke liye SachaGhar par listings dekhein aur har step par documents verify karein.

By SachaGhar Team